If we have been victims of a traffic accident, an accident at work, a dog bite, medical negligence or exposure to defective products and medicines, we should know that we are in a position to make a personal injury claim.
In our country, most of these claims are made with the help of specialized lawyers. It is not unusual to find a large number of law firms that deal specifically with these matters, as is the case of Richard Harris, an auto accident series injury attorney specialist. This large number of professionals in the sector is nothing more than a sign that they are truly necessary when it comes to being able to make a claim that comes to fruition.
If an accident involving personal injury has occurred to us, therefore, the most sensible thing to do is to have the help of a lawyer to assist us throughout the process. Many times even the simplest issues are difficult to deal with on our own when we are inexperienced. The following guide will help you to know the institutions or individuals that should be the subject of a claim in different types of personal injury cases involving vehicles.
Traffic accident: to whom should i address the claim in each case?
In the case of a traffic accident, the claim should be addressed to the insurance of the vehicle, in case there is no extra circumstance involved in the accident, such as the bad condition of a road, in which case the claim would have to be filed against the local institution competent in the matter.
On the other hand, if another person has been involved in the accident, we should contact, through our lawyer, the insurance company of that person in order to establish agreements on compensation, once the circumstances of the accident have been clarified.
In the case of accidents occurring on public transport such as buses or trains, unless the guilty party is a third party, it will be the insurance companies, through the transport companies themselves, who will bear the legal responsibility for covering the costs of claims.
In the event of a cab accident, the same applies. Taxi drivers are required to take out liability insurance to cover both their own and the vehicle’s damages. Contrary to what it may seem, it is not common for this type of insurance to include coverage for personal damages to passengers, however, the vehicle insurance may count the persons traveling in the cab as persons affected by the accident, and therefore it is normal that we can receive compensation for personal damages in this way.
Bicycle accident cases are often a more complicated matter. Normally, the injured party is the only one held responsible for the accident, so he or she will have no one to claim against. In the event that the accident has obviously involved other people, a lawyer will need to study the case to determine what procedure to follow.